OJSC Alfa-Bank is rated by leading independent rating agencies. Our rating is one of the highest among Russian private banks.
Ratings of OJSC Alfa-Bank
| Short-term rating | Long-term rating | National scale rating | Outlook | Individual rating | |
|---|---|---|---|---|---|
| Standard & Poor’s | B | BB | ruAA | Stable | |
| Moody’s Investors Service | NP | Ba1 | - | Stable | D+ |
A credit rating is an assessment of the solvency or credit-worthiness of creditors and/or bond-issuers according to established credit review procedures. These ratings and associated research help investors analyse the credit risks associated with fixed-income securities by providing detailed information of the ability of issuers to meet their obligations. For the issuers of fixed income securities, credit ratings can provide greater market liquidity for their securities and reduced transaction costs.
On March 23, 2007 Alfa-Bank was the first bank in Russia to be assigned a BBB- bank survivability assessment by Standard & Poor’s.
Survivability assessment reflects Standard & Poor’s current opinion on the likelihood that over the medium term, a bank will either directly or through a successor organisation, remain in operation, regardless of whether it is solvent or insolvent, paying all of its obligations on a timely basis or not. Compared to the credit rating, the bank survivability assessment of Standard & Poor’s places greater emphasis on factors reflecting the bank’s relative position in the banking system of its country (in terms of market share and financial strength), possible state and shareholders support.
All ratings and assessments are continuously monitored. It enables investors to measure their investment risk.
Please find below the current rating reports on OJSC Alfa-Bank.
Rating reports
Moody’s on Alfa-Bank — February 2008Standard & Poor’s on Alfa-Bank — December 2007
Disclaimer:
The rating agencies' reports presented on this site constitute publicly available information. These reports do not necessarily represent the opinion of OJSC Alfa-Bank. We have merely chosen to publish them on our website as an additional service for our investors. OJSC Alfa-Bank accepts no liability for the completeness, timeliness, accuracy or selection of such information.
